How You Can Get a Gaming PC on Finance in the UK
Why buy a Gaming PC on Finance?
To spread the cost of a gaming PC into instalments
There are many reasons to buy a Gaming PC on finance. Firstly, it allows you to spread the cost of the PC over a period of time. This means that you don't have to pay for the entire PC upfront, which can be expensive. Secondly, it can help you build up your credit rating, as long as you make your payments on time. This can be helpful if you need to take out a loan for other purposes in the future. Finally, it can give you peace of mind knowing that you're not spending all your savings on one purchase. You can find gaming PCs on finance right here on our website.
To get a gaming PC with no upfront cost
You can get a gaming PC with no upfront cost by paying by credit card. This means that you can spread the cost of the PC over a period of time, making it more affordable. Financing by credit card also means that you don't have to wait to save up the full amount before you can buy the PC, so you can get it sooner.
To get a computer on finance with a 0% APR
There are a few reasons why you might want to buy a gaming PC on finance. Firstly, if you can't afford to pay for the PC outright, then spreading the cost over a period of time with 0% APR can be a great way to make the purchase more affordable. Secondly, if you're worried about obsolescence, then buying on finance can give you the option to upgrade your PC sooner than you otherwise would be able to. And finally, if you're looking for flexibility, then financing can give you the ability to choose different repayment terms and options. Ultimately, whether or not buying a gaming PC on finance is right for you will come down to your personal circumstances and needs.
To get a gaming PC with flexible repayment terms
There are many reasons to buy a gaming PC on finance. Firstly, it allows you to spread the cost of your purchase over a period of time that suits you. Secondly, it can help you to get the best possible deal on your gaming PC, as many retailers offer interest-free finance deals. Finally, it gives you the flexibility to upgrade your gaming PC as and when you need to, without having to wait until you have saved up the full amount.
So, if you are thinking about buying a gaming PC, why not consider doing so on finance? It could be the best way to get the machine that you really want, without having to empty your bank account all in one go!
How can you get a gaming PC on finance?
Paypal Pay in 3
Paypal's Pay in 3 scheme is a great way to get a gaming PC on finance. You can spread the cost of your purchase over three months, interest-free. Pay in 3 is available on purchases of £45 or more, and you can pay it back in instalments of £15 per month.
To use Pay in 3, simply select Paypal as your payment method at checkout and enter your details. When you get to Paypal,just choose Pay in 3. You'll then have to pay the first payment, and the additional payments willbe taken by Paypal over the next 2 months to pay off the cost of your purchase.
With Pay in 3, there's no need to worry about interest charges – so long as you pay off the full amount within three months, you'll only ever pay for what you've bought. And if you need a little longer to pay off your purchase, you can always extend your financing period by paying an additional fee.
So if you're looking to buy a gaming PC on finance, Paypal's Pay in 3 scheme is definitely worth considering.
By taking out a personal loan
You can get a gaming PC on finance by taking out a loan. This way, you can spread the cost of the PC over a period of time and pay it back in monthly installments. You will need to make sure that you can afford the repayments, as missed or late payments could damage your credit score. You should also shop around for the best deal on a loan, as different lenders will offer different interest rates and terms.
By using a finance company
There are a few ways that you can get a gaming PC on finance. One way is to use a finance company. You can usually find these companies online or in your local area. They will usually have an application process that you will need to go through in order to get approved for financing. Another way to get a gaming PC on finance is to use a credit card. This is probably the easiest way to get financing for a gaming PC. You can use your credit card to make the purchase and then make monthly payments until the balance is paid off.
What are the alternatives to getting computers on finance?
Pay in full upfront
If you're looking to buy a gaming PC, one option is to pay in full upfront. This has the advantage of being cheaper in the long run, as you won't have to pay any interest charges. It also means you'll own the PC outright and can do whatever you like with it. However, it can be a big upfront cost and may not be suitable for everyone.
Another option is to get a gaming PC on finance. This can help spread the cost of the PC over time, making it more affordable. It also means you don't have to pay the full amount all at once. However, this does come with some drawbacks – you'll likely have to pay interest charges, and you won't own the PC outright until it's paid off in full.
Ultimately, it's up to you which option is best for your situation. If you can afford to pay in full upfront, then this is probably the cheapest option in the long run. But if you need some help spreading the cost, then getting a gaming PC on finance might be a better choice for you.
Charge to a credit card
Credit cards are a great way to finance a gaming PC. Here are some things to keep in mind when using a credit card:
- Credit cards usually have interest rates between 15-30%. This means that if you don't pay off your balance in full, you'll end up paying more for your gaming PC.
- Credit cards may also have annual fees, which can add up over time.
- Make sure you're aware of all the fees and charges associated with your credit card before using it to finance a gaming PC.
There are other financing options available, such as personal loans or lines of credit. However, these typically have higher interest rates than credit cards. If you're not able to pay off your loan or line of credit in full, you could end up paying more for your gaming PC than if you had financed it with a credit card.
Save up over time
There are a few alternatives to getting a gaming PC on finance. One option is to save up over time so that you can pay for the PC in full when you're ready to purchase it. Another option is to buy a used or refurbished gaming PC. This can be a more affordable option than buying a brand new PC, and you may be able to find one that meets your needs and budget. You could also consider building your own gaming PC. This can be a great way to get exactly the specs and components you want, but it does require some knowledge and experience with computers. If you're not sure where to start, there are plenty of online guides and tutorials that can help you out.
What are the things to consider when getting a gaming PC on finance?
The budget you have for the purchase
There are a few things to consider when you're trying to finance a gaming PC. The first is your budget. How much can you realistically afford to spend on your PC? The second is the term of the loan. Games tend to change and improve over time, so you'll want a loan that allows you to upgrade your PC down the line. Finally, consider the interest rate. You don't want to be paying too much in interest, as it will eat into your budget for other things.
Can you afford the deposit
When you're looking at getting a gaming PC on finance, you need to consider if you can you afford the deposit? The deposit is usually around 10% to 35% of the total cost of the PC, so you'll need to make sure you have that saved up.
Can you afford the repayments
When looking at gaming PCs on finance, you need to consider if you can afford the repayments before making any decisions. It's important to remember that although you may be able to get the PC of your dreams, if you can't make the repayments then it's not worth it. Also, what is the interest rate? The lower the interest rate the better, as you don't want to be paying back more than you have to. Finally, what is the term of the finance agreement? You don't want to be stuck in a long-term agreement that may be longer than the life of the PC, so make sure you're aware of all the terms and conditions before signing anything.
The terms of the finance product
There are a few things to keep in mind when considering financing a gaming PC:
- The total cost of the system, including any Interest and/or fees associated with the finance agreement.
- The length of the finance agreement. Make sure you can comfortably make the monthly payments within the agreed upon timeframe.
- The deposit required, if any. A larger deposit may mean lower monthly payments, but it's important to be mindful of your budget.
- Your credit score. This will impact the interest rate you're offered, so it's important to check your credit report beforehand.
If you're looking to finance a gaming PC, be sure to compare different offers and terms to find the best fit for you.
Order now using Paypal Pay in 3
Ginger6 now offers finance on all our Gaming PCs & Custom PCs, on orders between £30 and £2000, spread your payments over 3 payments with 0% interest. Paypals Pay in 3 offers customers a great way to get their Ginger6 gaming computer of their dreams.
Buy now and pay later with
Pay in 3.
Choose Pay in 3 at checkout where PayPal is available, and enjoy the power to split your purchase into three interest-free payments, with no set up fees or charges.* It’s a great way to help you stay in control of your budget.
Pay in 3: Easy as 1-2-3…
1 Check out with PayPal
2 Choose “Pay in 3” and complete your purchase.
3 Make the first payment now, the rest in two payments every month on the same date.
Simple & safe
Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.
48 Hours of Testing
Each system we send out the door is thoroughly tested for 48 hours before being shipped out to you. This ensures your computer will be stable and run most demanding games & applications smoothly.
Each purchase comes with free labour by default. Cable management, testing & packaging are all done professionally and free of charge.
Our systems only get shipped once they get our technicians’ approval. During the quality check, we test temperatures, stability, cable managements & the overall performance of the system to ensure you get the best out of your dream computer.