Gaming PCs on Finance
Spread the cost of your custom PC into manageable monthly payments. Get the system you want now, without spending everything upfront.
Four Reasons to Spread the Cost
A custom gaming PC is a long-term investment. Finance lets you get a better system sooner, without compromising on the spec.
Pay for your PC in instalments over time rather than in a single payment. This keeps your savings intact and your budget under control.
Paying by credit card or using PayPal Pay in 3 means you do not need to save the full amount before ordering. Get your PC sooner.
Options such as PayPal Pay in 3 and 0% purchase credit cards mean you pay only for the PC, with no extra interest charges when paid on time.
Different finance options offer different repayment terms. You choose the method and schedule that works for your circumstances.
Three Ways to Pay by Finance
Choose the method that suits your budget and repayment preference.
Split the cost of your order into three equal payments, taken automatically over three months. The first payment is made at checkout. No interest is charged if paid on time.
- Select PayPal at checkout and choose Pay in 3
- Pay the first instalment immediately
- Remaining two payments are collected automatically over the following two months
Available on purchases of £45 or more. Subject to PayPal approval. Pay in 3 is a form of credit and may affect your credit score if payments are missed.
Pay for your PC using a credit card with a 0% purchase period. This gives you the flexibility to spread the cost over several months with no interest, provided you clear the balance before the offer period ends.
Many UK banks offer 0% purchase cards. Check your bank's current offers before ordering. Always read the terms and confirm the length of the interest-free period.
For higher-value builds, a personal loan gives you the ability to spread the cost over a longer period, typically 12 to 60 months. Loans are available from UK banks, building societies, and regulated lenders.
Shop around for the best rate before applying. Repayments are fixed each month so you know exactly what you owe. Missing payments damages your credit score, so only borrow what you can comfortably repay.
Responsible Borrowing
Finance is a practical tool for spreading the cost of a significant purchase. It works well when used responsibly. Before you apply for any form of credit, consider the following:
Most finance products involve a credit check. Applying for multiple forms of credit in a short period can negatively affect your credit score.
Missing or making late payments damages your credit score and leads to additional charges. Only commit to repayments you are confident you afford each month.
0% offers are time-limited. Interest is applied to any remaining balance once the offer period ends. Set a reminder to clear your balance before that date.
Ginger6 does not provide financial advice. The payment options described above are offered by third-party providers and are subject to their individual terms and conditions. Ginger6 is not responsible for the terms, conditions, or approval decisions of any external finance provider.
Finance FAQ
Pay in 3 is available on orders of £45 or more. Simply select PayPal as your payment method at checkout and choose Pay in 3 from the PayPal screens. Approval is subject to PayPal's own eligibility checks.
PayPal Pay in 3 is a form of credit. PayPal runs a soft credit check when you apply, which does not affect your credit score. If you are approved and use the service, PayPal reports to credit reference agencies. Missed payments are recorded and do affect your credit score.
PayPal Pay in 3 requires a minimum spend of £45. There is no maximum spend set by Ginger6, but PayPal sets its own credit limits. Personal loans and credit cards are subject to the terms of the individual provider you apply to.
Yes. The payment method you choose has no effect on your warranty. Every Ginger6 PC includes our 3-year Bronze warranty and lifetime telephone technical support regardless of how you pay.
Our standard returns policy applies regardless of how you paid. If you return your PC within the terms of our Returns Policy, the refund will be issued to your original payment method. Where you paid through PayPal Pay in 3, PayPal will manage the adjustment to your remaining instalments.
Yes. Finance options are available on all orders placed through our website, including custom-configured builds. Add your chosen system to the basket and select your preferred payment method at checkout.
Ready to Order?
Browse our full range of gaming and custom PCs. Select PayPal Pay in 3 at checkout to spread the cost over three months.